Compare

Tovah vs.
a broker

A good broker earns their fee. Here's what's different when the platform does the work.

Side by side

	Typical broker	Tovah
Who sees your file	Often several funders, sometimes more	Tovah, then only the partner you accept
Number of applications	One per funder, in practice	One
Credit pulls	Can be several	None to see terms
Time to decision	Days, depending on the broker	Hours on most files
Who you talk to	The broker, and often funders	One Tovah advisor, if you want to talk
Fee transparency	Varies; sometimes built into the rate	Shown in the offer before you sign
Renewals	Often a new round of shopping	From your dashboard
After-funding support	Varies	Same dashboard, same advisor