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Tovah

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Disclosures

Platform, product, and state-specific commercial financing disclosures.

Contact usDisclosures

Platform disclosure

Tovah is a financing platform, not a lender. Financing is provided by third-party lending partners, and approval, amounts, and terms depend on the partner and your business profile. A merchant cash advance is a purchase of future receivables, not a loan. Rates, fees, and examples shown are illustrative and are not an offer or guarantee of credit. Checking your rate does not affect your personal credit score.

Merchant cash advances

A merchant cash advance is a purchase of future receivables, not a loan.

State commercial financing disclosures

Where required, you'll receive a commercial financing disclosure with your offer before you sign.

  • California (SB 1235)
  • New York (CFDL)
  • Utah
  • Virginia
  • Georgia
  • Florida
  • Connecticut
  • Kansas
  • [counsel to confirm current list]

Adverse action

If your application is declined, you have the right to a statement of specific reasons. [PLACEHOLDER — counsel to supply final text before launch]

Phone consent (TCPA)

Where we ask for a phone number, we'll ask separately for your consent to contact you, including by automated means. Consent is never required to get funded.