Restaurants funding
Capital before
the rush
Payroll is Friday, the walk-in died Tuesday, and your busy season starts in six weeks. Tovah funds restaurants businesses from $10K to $5M, underwritten on your actual deposits, funded the same day.
Your cash flow, understood
We know how
restaurants gets paid
Common uses
What operators fund
- Kitchen equipment repair or replacement
- Payroll during a slow month
- Inventory before a holiday push
- Patio build-out
- Opening a second location
- Refinancing a stacked advance
- Time in business
- 6+ mo
- Monthly revenue
- $15K+
- Typical amounts
- $15K–$500K
- Typical speed
- Same day
What typically qualifies
See what your file supports
Based on offers commonly seen across our partner network. Your terms depend on your file. Connecting takes about two minutes and doesn't affect your credit.
FAQ
Questions, answered plainly
Can a business with seasonal dips qualify?
Yes. We read 6 to 24 months of deposits, so a soft quarter is seen next to your strong ones. Seasonality alone isn't a reason to decline.
Do you fund new locations?
Yes. A term loan or working capital usually fits a build-out better than an advance. Your offer will show which structures you qualify for.
Can I fund equipment and working capital together?
Often, yes. One connected file can support more than one product. Your advisor will show you the combined payment before you sign.
What if my processor is Toast, Square, or Clover?
That's fine. Connect your business bank account and, if you want a stronger file, your processor too. We read deposits from any major processor.
Get funded today
Connect your accounts and see your real offers in minutes. Up to $5 million, funded the same day.