Retail stores funding
Inventory before
the season
Holiday inventory gets ordered in July. Holiday revenue arrives in December. Tovah funds retail stores businesses from $10K to $5M, underwritten on your actual deposits, funded the same day.
Your cash flow, understood
We know how
retail stores gets paid
Common uses
What operators fund
- Inventory ahead of peak season
- Marketing spend with known return
- A new store or warehouse
- Covering a payout hold
- Launching a new product line
- Refinancing an expensive advance
- Time in business
- 6+ mo
- Monthly revenue
- $10K+
- Typical amounts
- $10K–$5M
- Typical speed
- Same day
What typically qualifies
See what your file supports
Based on offers commonly seen across our partner network. Your terms depend on your file. Connecting takes about two minutes and doesn't affect your credit.
FAQ
Questions, answered plainly
Do marketplace payouts count as revenue?
Yes. Payouts from Amazon, Shopify, and similar platforms land in your bank and count toward your file.
Can I fund inventory before the holidays?
Yes. Working capital is common for seasonal buys. Apply early so the funds land before your order deadlines.
What if my revenue is very seasonal?
We read 6 to 24 months of deposits, so your slow and strong months are seen together.
Do you fund new stores?
Yes. A term loan or working capital usually fits a build-out better than an advance.
Get funded today
Connect your accounts and see your real offers in minutes. Up to $5 million, funded the same day.