Glossary
Working capital
Working capital is the cash a business has available to run day-to-day operations. Working capital financing is funding used to cover those needs, typically repaid on a fixed schedule over 6–24 months.
In plain terms
Inventory ahead of a season, payroll during a slow month, or a tax bill: these are working capital needs.
Why it matters when you're getting funded
Working capital financing is sized to your revenue. Fixed payments make it easier to plan than an advance.
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